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Cost and Payment Options for Assisted Living Facilities in New Hampshire
Statewide in New Hampshire, there is an average cost of $4,675 for an assisted living facility per month. This is well above the national average of $4,000, which makes the state of New Hampshire not an affordable state for assisted living and senior healthcare services. Retirees pay a pretty penny to live and retire here. The least expensive assisted living facilities in New Hampshire run between the national average of $4,000 and the statewide average of $4,675, apart from Manchester which rises to $5,489 monthly.
There is one thing we must mention, and we do it for all states because it is pertinent information and chance for you to gain some perspective on how much assisted living will cost. If you are in the budget range of the New Hampshire state average but have not counted the possibility of New Hampshire memory and Alzheimer’s care, the state of New Hampshire memory care can bring your grand total anywhere between $935 and up more per month over the top of the base-rates reflected here.
It’s a good thing to look for alternatives to pay for assisted living in New Hampshire as Medicaid will not pay room and board for senior healthcare facilities. They will pay only to keep the senior out of assisted living or nursing care for as long as possible, as this keeps the cost down considerably for the state of New Hampshire. There is a waiver program that will pay for personal care services at NH assisted living facilities, but not for room and board. This waiver is called, Choices for Independence Waiver Program. The Choices waiver has an income cap of $785 per month. If the income is higher, it can be spent down on medical bills to meet the requirement.
Other ways to pay for senior living in New Hampshire could come in the form of personal supplementation such as reverse mortgage, home rental, annuities, long-term-care insurance policies and additional payments by family members.
New Hampshire Assisted Living Room Types
Assisted living in the state of New Hampshire is termed as Assisted Living Residence, Supported Residential Health Care Facilities and Residential Care Facilities. The licensing body that is responsible for licensing of the above facilities as well as of nursing homes in New Hampshire is called the New Hampshire Department of Health and Human Services, Health Facilities Administration. These governmental departments have assisted living split in two sections.
Residential Health Care Facilities: These assisted living facilities are able to have nursing home residents mixed in with the standard assisted living residents. The only stipulation is to have adequate health care provided for the nursing care patient.
Residential Care Facilities: These are standard assisted living centers that provide personal care and ADL’s to residents and do not accept nursing care patients.
Any regulation or stipulation noted here stands for both types of senior care facility until noted otherwise.
The maximum residents allowable for each senior living facility is 2. The bathroom requirements are as follows: One bathtub or shower unit, sink and toilet to every 6 residents in each assisted living unit.
What to check for when doing due diligence for New Hampshire assisted living facilities
One of the many challenges families who are searching for assisted living in New Hampshire face is finding information regarding the community’s licensing and adherence to regulations. Unlike nursing homes, assisted living facilities do not have a national website to view all licensed facilities. This is because assisted living facilities are regulated at the state level, while both federal and state laws govern nursing homes. This makes the process of searching for the best assisted living in New Hampshire a bit challenging.
When touring some facilities within the state, how can you check them enough to see if they are duly licensed, comply with state regulations, and have no history of law violations recorded against them? We will teach you the best ways to check and identify a good assisted living in New Hampshire.
There are quite a few assisted living communities scattered across various cities and counties in New Hampshire. For instance, if you are touring a community in Whitefield, you may want to verify the following information.
- Check if it was properly licensed
- If they have some legal issues and complaints from residents that are yet to be resolved.
- If they have any issues that may affect your comfortable aging in place.
The above refers to the primary issues you should be considering when touring any community within the state. However, if you wish to investigate deeper and discover hidden facts about each facility, then you should know some regulations that apply to assisted living in New Hampshire. It’s essential to check the official website that is designed for senior care or related to it in every state. You can find valuable information regarding the agency governing the New Hampshire assisted living facilities online. It is also pertinent to know that the U.S. Department of Health and Human Services may provide you with some state-specific information.
It’s recommended to check the records of any assisted living facility you tour within New Hampshire. Some facilities have a history of elderly abuse and senior care regulation violation. Ask for policy documents, insurance papers, and state publications. Ensure you gather as much information as possible to enable you to determine whether the community will provide the best senior care for your aged mom or dad.
Features of an excellent assisted living community in New Hampshire
Whether you are searching online or during a physical tour, when you find signs of rules and regulations violation, it’s a red flag. Most times, checking for infringements is not enough to help you determine whether the community will be a good fit or not. Here are some features to look out for in an assisted living in New Hampshire:
- Do the staff possess skills that match your senior’s needs?
- Are there enough recreational activities available to keep residents busy?
- Is the community located in a convenient place that makes the visit easier?
However, you should remember that what makes an excellent assisted living facility in New Hampshire generally depends on the specific care needs of you or your aged loved one.
List of Assisted Living Facilities in New Hampshire:
- Belknap County
- Carroll County
- Cheshire County
- Coos County
- Grafton County
- Hillsborough County
- Merrimack County
- NEW BOSTON
- NORTH CONWAY
- Rockingham County
- Strafford County
- Sullivan County